Home repair funds available for income qualified homeowners

Funds are now available for income qualified Island homeowners in need of home repairs. The Resource Inc. (TRI), a private, non-profit organization, is accepting applications for the Housing Rehabilitation Loan Program, funded with Community Development Block Grant funds through the Massachusetts Department of Housing and Community Development (DHCD).

To qualify for the program, homeowners may have an income of up to 80 percent of median income based on state guidelines. For example, for a family of four, the income limit would be $67,450, according to information TRI provided to The Times.

Repairs include bringing a property into alignment with State, Federal and local building and safety codes. Types of eligible rehabilitation work performed include, but are not limited to, roof replacement, Title V septic upgrade, heating system replacement, electrical and plumbing upgrades, and egress improvements.Other general property repairs, specifically those classified as “health and safety issues,” such as the presence of lead paint, can be addressed with loan funds, according to TRI.

Deferred, “forgivable” loans of up to $35,000 at zero percent interest are available to qualified applicants.

Over the next week TRI will host a series of public meetings about the program at town libraries and councils on aging. Contact Melissa Vincent or Veronica Modini at TRI at 508-696-3285 for more information.